Last updated: 8th August, 2026
These Terms and Conditions (“Terms”) form a binding agreement between you and The Passive Income Hub trading as Jaydee Digital Hub (“we”, “us”, “our”), governing your use of growwithjaydee.com (the “Website”) and your enrolment in any course, community, webinar, mentorship or other offering we provide (the “Program”).
By purchasing a Program or using the Website, you agree to these Terms. If you do not agree, do not purchase or use the Website.
Please also read our Privacy Policy, Disclaimer and Refunds and Returns Policy, which are incorporated into these Terms by reference.
1. Eligibility
You must be at least 18 years old and legally able to enter into a binding contract. By purchasing, you confirm that you meet these requirements and that the information you provide is accurate and complete.
We reserve the right to refuse service to anyone, at our discretion, at any time.
2. What You Are Purchasing
Unless stated otherwise on the sales page at the time of purchase, enrolment gives you:
- Lifetime access to the core course materials, for as long as we continue to operate the Program (see Section 3)
- Access to our private student community, hosted on a third-party platform
- Ongoing mentorship and support, delivered by Jaydee or by a member of our team, through the support channels we designate from time to time
- Any bonuses or additional materials expressly listed on the sales page
2.1 How mentorship and support are delivered
Support is provided by Jaydee or a member of our team. You are not purchasing guaranteed one-to-one access to any specific individual, and no individual is guaranteed to respond to any particular question.
Support is delivered through the channels we designate — currently our community platform and designated group channels. We may change, consolidate or replace support channels at any time, including moving support away from personal messaging channels to a dedicated team channel. We will give reasonable notice of material changes.
Support covers questions arising from the Program curriculum. It does not extend to: doing the work on your behalf, general technical support for third-party software, matters requiring licensed professional advice (Section 8), or unlimited individual consulting.
We ask that questions be posted in the designated group channels rather than sent privately, so that all students benefit from the answers.
2.2 “Lifetime” defined
“Lifetime access” means access for the operational lifetime of the Program, not your natural lifetime. If we permanently discontinue the Program, we will give you at least 60 days’ notice and a reasonable opportunity to download materials that are available for download. Discontinuation does not entitle you to a refund outside the window in our Refunds and Returns Policy.
Access is also subject to the continued availability of the third-party platforms we use to host the Program.
3. Changes to the Program
We may update, improve, restructure, add to or remove parts of the Program. Course content in this field becomes outdated quickly and we consider ongoing revision a benefit to students, not a detriment. We do not guarantee that any specific module, bonus, tool recommendation or feature will remain available indefinitely.
4. Your Account and Access
Your access is personal, non-transferable and for your use only.
You agree not to:
- Share your login credentials with anyone
- Allow another person to access the Program using your account
- Record, screen-capture, download (except where expressly permitted), reproduce, distribute, resell, sublicense or publish any part of the Program
- Use the Program content to create a competing course, coaching offer or derivative product
- Extract, scrape or systematically copy Program materials
- Share community discussions, other students’ questions, or other students’ personal information outside the community
We monitor for account sharing and content distribution. Breach of this section entitles us to terminate your access immediately without refund, and to pursue any other remedy available to us.
5. Intellectual Property
All content in the Program and on the Website — including videos, slides, written materials, templates, frameworks, scripts, recordings, graphics, and the Jaydee Digital Hub name and branding — is owned by us or licensed to us and is protected by copyright and other intellectual property laws.
On purchase you receive a limited, personal, non-exclusive, non-transferable, revocable licence to access and use the content for your own personal and business education. No other rights are granted.
5.1 Content you share
If you post content in our community, submit a question, or provide a testimonial, you grant us a non-exclusive, worldwide, royalty-free licence to use, reproduce and display that content in connection with operating and promoting the Program. You retain ownership of your content.
You may withdraw permission for use of your testimonial in future marketing by emailing support@growwithjaydee.com. We will remove it from materials within our control within a reasonable period, though we cannot recall material already distributed.
6. Payment
6.1 Price and currency
Prices are as displayed at checkout, in the currency shown. You are responsible for any currency conversion charges, foreign transaction fees, bank charges, duties or taxes your provider or jurisdiction imposes.
6.2 Instalment plans
Where an instalment or split-payment option is offered, it may be provided by a third-party provider under their own terms, and availability depends on your country and currency. We do not control their eligibility criteria or approval decisions.
If you select an instalment plan:
- You are contractually obliged to complete all scheduled payments, regardless of whether you use the Program
- You authorise the scheduled charges to your chosen payment method
- If a payment fails or is missed, we may suspend your access until the account is brought current. We will attempt to contact you before suspending.
- Persistent non-payment may result in permanent termination of access, and the outstanding balance remains due
- Instalment plans do not extend or alter the refund window in our Refunds and Returns Policy
6.3 Chargebacks
If you believe you are entitled to a refund, contact us first at support@growwithjaydee.com. We respond to every request.
Initiating a chargeback or payment dispute without first contacting us is a breach of these Terms. Where a chargeback is filed:
- We will submit these Terms, our Refunds and Returns Policy, and evidence of your access and use of the Program to the payment provider
- We may immediately suspend your access pending resolution
- If the dispute is resolved in our favour, access may be restored at our discretion
- We may decline to provide services to you in future
Filing a dispute that misrepresents the transaction — for example, claiming a product was not received when access records show otherwise — may constitute fraud and we reserve all rights.
7. Acceptable Conduct
Our community exists so that students can learn from each other. When participating, you agree not to:
- Harass, abuse, threaten, defame or discriminate against any person
- Post spam, or promote your own or a third party’s products, services or opportunities without our written permission
- Solicit or recruit other students into other programs, schemes or downlines
- Share false, misleading or fabricated results
- Post content that is unlawful, obscene or infringes anyone’s rights
- Impersonate any person, including our team
- Share other members’ personal information or private messages without consent
We may remove content and suspend or terminate access for breach of this section, at our discretion, without refund.
8. No Professional Advice
The Program is educational. Nothing we provide constitutes financial, investment, legal, tax, accounting or immigration advice. See our Disclaimer for full detail. You are responsible for obtaining independent professional advice and for complying with all laws, tax obligations, licensing requirements and platform terms applicable to you.
9. No Guarantee of Results
We do not guarantee any income, profit or business outcome. Results depend on factors outside our control, including your own effort. You may earn nothing. Full detail is set out in our Disclaimer, which you should read before purchasing.
10. Third-Party Platforms
The Program is delivered through, and requires the use of, third-party platforms. We do not control these platforms and are not liable for their availability, performance, pricing, policy changes, or any action they take against your account, including suspension, restriction or withholding of funds.
Some platforms may be unavailable in your country. It is your responsibility to confirm before purchasing that you can access what you need.
11. Disclaimer of Warranties
To the maximum extent permitted by law, the Website and Program are provided “as is” and “as available” without warranties of any kind, express or implied, including implied warranties of merchantability, fitness for a particular purpose and non-infringement.
We do not warrant that the Website or Program will be uninterrupted, error-free, secure, or that any defect will be corrected.
Nothing in these Terms excludes or limits any warranty, condition or right that cannot lawfully be excluded, including under applicable consumer protection legislation.
12. Limitation of Liability
To the maximum extent permitted by law:
- We are not liable for any indirect, incidental, special, consequential, punitive or exemplary damages, or for loss of profits, revenue, data, business opportunity or goodwill, however arising
- Our total aggregate liability arising out of or relating to these Terms or the Program will not exceed the total amount you actually paid to us in the twelve (12) months preceding the event giving rise to the claim
These limitations apply regardless of the legal theory on which a claim is based and even if we have been advised of the possibility of such damages.
Nothing in this section limits liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any liability that cannot lawfully be limited.
13. Indemnity
You agree to indemnify and hold us, our team, contractors and agents harmless from any claim, demand, loss, liability or expense (including reasonable legal fees) arising from your breach of these Terms, your misuse of the Program, your infringement of any third party’s rights, or any business activity you undertake.
14. Termination
By you: You may stop using the Program at any time. Stopping use does not entitle you to a refund outside the window in our Refunds and Returns Policy.
By us: We may suspend or terminate your access immediately, without refund, if you breach these Terms — including account sharing, content distribution, abusive conduct, non-payment, or filing a chargeback without contacting us first.
Sections 5, 6.3, 8, 9, 11, 12, 13, 15 and 16 survive termination.
15. Governing Law and Disputes
These Terms are governed by the laws of the Province of Alberta and the federal laws of Canada applicable therein, without regard to conflict of laws principles.
You agree to submit to the exclusive jurisdiction of the courts of Alberta, Canada.
Nothing in this section deprives you of the protection of mandatory consumer protection laws in your country of residence, or of the right to bring proceedings in your local courts where such a right cannot lawfully be excluded.
Informal resolution first. Before commencing formal proceedings, you agree to contact us at support@growwithjaydee.com and allow 30 days to resolve the matter in good faith. Most issues are resolved this way.
16. General
Entire agreement. These Terms, together with the Privacy Policy, Disclaimer and Refunds and Returns Policy, constitute the entire agreement between us and supersede any prior representation, whether written or oral, including statements made during webinars or sales conversations.
Severability. If any provision is found unenforceable, it will be modified to the minimum extent necessary or severed, and the remaining provisions continue in full force.
No waiver. Our failure to enforce any provision is not a waiver of our right to do so later.
Assignment. You may not assign your rights under these Terms. We may assign ours in connection with a merger, acquisition or sale of assets.
Force majeure. We are not liable for any failure or delay caused by events beyond our reasonable control.
Changes. We may amend these Terms. The version published on this page applies. Material changes affecting existing students will be notified by email at least 14 days before taking effect. Continued use after that date constitutes acceptance.
17. Contact
Email: support@growwithjaydee.com The Passive Income Hub t/a Jaydee Digital Hub 1235 140 Ave NW, Calgary, AB